American Household Credit Card Debt Statistics through 2012

American Household Credit Card Debt Statistics through 2012


American Household Credit Card Debt Statistics through 2012

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Updated December 7th. Average credit card debt stands at a distressing $7,193 - a startling number considering that if you look at only those households that have debt, the average rises to  $15,418. And the American debt profile only gets worse. Here are statistics, trends, studies and methodology behind the average U.S. household debt.
U.S. household consumer debt profile:
  • Average credit card debt: $15,418
  • Average mortgage debt: $149,782
  • Average student loan debt: $34,703
In total, American consumers owe:
  • $11.38 trillion in debt
    • A decrease of 2.95% from last year
  • $852 billion in credit card debt
  • $8.15 trillion in mortgages
  • $914 billion in student loans
    • An increase of 7.35% from last year


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